updated: February 7, 2008
Boston Bar Association        
   

Fighting Predatory Lending in the Trenches: Beyond Basic Training

Wednesday, January 16, 2008
2:00 p.m. – 7:00 p.m.

Sponsored by: The Bankruptcy Law Section & the Real Estate Section

The press and the courts are full of stories about rapidly rising mortgage defaults and foreclosure actions which may be the result of predatory lending and loan servicing abuses.  There is an urgent need for counsel equipped with the ability to identify legal issues and bring claims that arise from defaults under the numerous exotic mortgage loan products that consumers are in now.  Counsel must be able to implement the powerful remedies available to combat abusive actions alleged by lenders and mortgage brokers.  

Learn how to identify and implement the available causes of action including rescission under the Truth in Lending Act, how to determine the coverage triggers in the Home Ownership and Equity Protection Act, how to address claims resulting from alleged violations of consumer protection statutes, as well as other important remedies available under state and federal laws. 

This course is designed to provide lawyers with the actual tools available to resolve predatory lending claims. The program shall include the following:

  • Review of exotic loan products
  • How to assess a HUD-1 settlement statement; including the yield spread premium
  • Examining the loans – identifying HOEPA or MCCCDA claims
  • Federal pre-emption of state consumer lending laws
  • Best interests and net tangible benefit tests
  • Drafting a 93A letter and a Complaint
  • Current enforcement actions by regulators
  • Emerging legislation and regulation

Panelists

John Rao, Esq.
National Consumer Law Center, Inc.

Patricia Antonelli, Esq.
Partridge Snow & Hahn LLP

Christopher M. Lefebvre, Esq.
Claude Lefebvre & Christopher Lefebvre, P.C.

Ruth A. Dillingham, Esq.
First American Title Insurance Company

John Roddy, Esq.
Roddy Klein & Ryan

Christopher K. Barry-Smith, Esq.
Office of the Attorney General


Program Chair

Nina M. Parker, Esq.
Parker & Associates


Program Prices

$120 - BBA members
$155 - Non-Members
$85 - BBA Sponsoring Section Member
$65 - BBA Member Legal Services/Government Lawyer
$25 - Law Student



 


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