BBA's Bankruptcy Section Launches Financial Education Program for Military Personnel

Earlier this month, Michelle Singletary’s column in The Washington Post cited an alarming statistic: 1 out of 4 members of the armed forces and their spouses reported having more than $10,000 in credit card debt. Responding to this overwhelming need, the Boston Bar Association has enthusiastically endorsed the Veterans Bankruptcy Initiative, an extension of the Boston Bar Association’s Yellow Ribbon Project. This preventative financial education program is designed to address the financial situations unique to armed services personnel in Massachusetts, whether pre-deployment, post-deployment, or retired.

"Military service can be quite disruptive to personal finances, especially when a service member is deployed to a war zone," said Bill Sinnott, Corporation Counsel for the City of Boston. "A young man or woman may find it very difficult to monitor expenses and to carry the burden of mortgages, leases, car payments and storage costs while far from home. It can result in a downward spiral from which many veterans cannot easily recover."

For those who want to take action, the Veterans Bankruptcy Initiative will be holding training sessions aimed at increasing the number of attorneys available to serve as panelists for future veterans' events and assisting with issues of personal finance for the veteran population. Thus far, the Veterans Bankruptcy Initiative has provided volunteer panelists for four programs, attended by more than 100 military personnel.

"Participants in the program will have the opportunity to help military personnel avoid financial pitfalls and help people deal with financial distress," said Don Lassman, who along with Mark Rossi, spearheaded the initiative. "Volunteers will provide guidance on important issues such as budgeting, obtaining and managing good credit, real estate foreclosures and bankruptcy"

For more information, contact BBA Public Service Coordinator Stephanie Lee at slee@bostonbar.org or 617-778-1914